Guilford County government has been vocal and proud of the fact that it has had, in recent years, a perfect AAA credit rating across all three major credit rating agencies but that rating could become less than perfect because one agency, Fitch Ratings, has revised the way it evaluates the credit strength of local governments and has therefore placed Guilford County “Under Criteria Observation.”

That state –Under Criteria Observation – is due to “the publication of new or revised criteria that is applicable to the rating, where the new or revised criteria has yet to be applied to the rating and where the criteria could result in a rating change when applied but the impact is not yet known.”

Since the county has a rare perfect credit rating, if a change is made the only way the credit score can move is down.

Over the last several years, Guilford County government, under Chairman of the  Board of Commissioners Skip Alston and County Manager Mike Halford has been spending an astounding amount of money, growing county government at an alarming rate and the county has committed to billions of dollars in new debt.  While that may ultimately catch up to the county’s excellent credit rating, this isn’t the reason that Fitch is reevaluating Guilford County’s credit rating. The company’s changes put about 550 ratings of governments and governmental bodies across the country Under Criteria Observation.

Guilford County still has to issue millions and millions in new school bond debt in the coming years, and the better the county’s credit rating, the less money the county will have to pay in interest.

Earlier this year, Fitch gave Guilford County government a AAA rating when the county issued $180 million in bonds to support Guilford County Schools’ construction and other large capital projects.

However, Fitch has now placed Guilford County – and other AAA-rated North Carolina municipalities and counties – in the Under Criteria Observation category following its revised local government rating criteria.

According to a statement a Guilford County spokesperson provided to the Rhino Times, “The ratings placed on Under Criteria Observation will require additional information and analysis to fully assess the effect of the criteria on the ratings. While these ratings may be affected by the criteria changes, not all of the ratings designated as Under Criteria Observation will necessarily be upgraded or downgraded. Placement on the Under Criteria Observation list does not indicate a change in the underlying credit profile, nor does it affect existing Rating Outlooks or Rating Watch statuses. Fitch will review all the ratings designated as UCO as soon as practicable.”

  County staff is planning to update the Board of Commissioners on the results of the application of soon as those results are known.

When Fitch places a rating on Under Criteria Observations, that marks the start of a period during which the rating agency will look at the facts and apply the revised criteria to determine whether the new criteria will change the existing rating. The process usually takes a maximum of six months.